Compare the auto credit rate easily with credit-auto.info. The car loan is distinguished by its fixed rate unlike that of a home loan, which can be variable. The analysis of this figure can therefore help when comparing offers.
Why use a car loan?
Buying a car is a significant investment, whether it is buying a new car or buying a used one. Individuals and professionals cannot afford to purchase the property from personal savings without incurring a significant cash flow risk. To avoid any financial inconveniences caused by the purchase, it is essential to ask for a car loan. This product is offered by banks to make it easier to buy or change vehicles. The money is used to finance only the purchase of an automobile, hence its other name of assigned credit or consumer credit. The duration of the repayment depends on the debtor’s situation, the total amount borrowed including the cost of the car, its insurance and repair work. The duration also depends on the type of purchase, lease-purchase, used car or new vehicle. In this type of loan, insurance is optional.
The amount of the car loan is limited to 75,000 euros. Failure to obtain the loan immediately cancels the contract of sale. And the cancellation of the sale will automatically cancel the loan project. Finally, the repayment will not be active if the borrower has not yet received his car.
Get a comparison with credit-auto.info
There is not only one car loan on the market, we can use the competition to get the ideal loan. A small taeg (annual percentage rate of charge) generally means that the contract is advantageous. Indeed, a small percentage means that the bank or organization charges a small interest in exchange for its financing. All customers looking for a good contract will be forced through the simulation stage before the contract is signed.
Currently, the most efficient online auto credit comparator is available on credit-auto.info. It makes life much easier for borrowers. The use of the comparator is advantageous before subscription since it is a real assistant who will guide the person concerned towards the right choice. It is not necessary to be a bank credit expert to find the right offer for your profile with the help of the tool. Moreover, its use is totally free and without obligation. It should also be noted that credit-auto.info is the perfect solution when it comes to quickly locating the right contract. It only takes a few minutes for the platform to display a customized comparison that considers the user’s profile. Its use makes life easier after subscription since a reduced rate contract will be easy to pay. The household will not suffer a significant loss of purchasing power with reduced monthly payments and the risk of over-indebtedness or non-payment is minimal.